Where flexibility meets expertise - your benefits, your way.

At RWAM, we craft a unique benefits solution built around you.

As a leader, you have your priorities set to building your business, driving your company to success and ensuring the wellbeing of your employees. You need to focus on what you do best – let RWAM guide your benefit experience.

With our end-to-end group benefits expertise, extensive selection of products and providers, and simple to use resources and tools – RWAM is your one destination for group benefits that work for you!

Canadian Owned & Operated Since 1988

As one of Canada’s largest Third Party Administrators, RWAM has the distinct advantage of providing a full service group benefits offering including in-house quoting and underwriting, administration services, real-time claims adjudication, and easy renewals all under one roof. With over 35 years of experience and expertise, today RWAM has grown to service and provide protection to over 250,000 Canadians from coast to coast.

RWAM partners with best in class group benefits carriers and providers, allowing employers to create a solution customized to their employee needs.

Learn More About Our Product & Service Offering

Flexible & Stable Core Benefit Options:

Group Life
Dependent Life
AD&D
Short Term Disability
Long Term Disability
Extended Health Care
Group Travel Insurance
Dental

Supplementary Benefit Offering:

Critical Illness (Traditional & Optional)
Employee Assistance Program
Health Care Spending Account
Flexible Stop Loss Options
Medical Second Opinion
Optional AD&D
Optional Life
Virtual Care
Top-Up Travel Coverage

Solid Practices

For over 35 years our proven business philosophy and practices have stood the test of time. As a founding member of TPAAC (Third Party Administrators Association of Canada), we promote best practices and professional conduct for our industry to protect the trust that advisors and plan sponsors place in us. With a focus on striving for excellence, RWAM prides itself on flexibility and responsiveness as we continually face shifting market conditions. RWAM is here for you.

Our History

RWAM Founded

1988

TPAAC Founded

RWAM is a founding member of the Third Party Administrators' Association of Canada

2004

Benefits Alliance Partnership

2009

Home Hardware Stores Limited

Home Hardware Stores Limited became a part owner of RWAM.

2009

Expanding RWAM in Elmira

RWAM continues to grow its roots in the Waterloo Region with an impressive 20,000 square foot addition to its head office in Elmira, Ontario.

2012

Leadership Appointment

In January 2015, Carole Yari assumed the role of CEO, a role formerly held by Bruce Burnham, one of RWAM ’s founders. Dan Galloway became President, in addition to his COO role. Bruce Burnham served as Chairman from 2015 - 2021. Pictured left to right are Dan Galloway, Carole Yari and Bruce Burnham.

2015

Navacord Acquires RWAM

Navacord Corp. acquired RWAM from Home Hardware Stores Limited.

2023

Giving Back

to the community

RWAM’s corporate philosophy, along with the charitable nature of our staff, has earned us a reputation of being a generous and active community participant.

RWAM proudly supports charitable initiatives across the country through donations and sponsorship programs. We embrace the diversity of people’s social needs, ideas, and interests. Our contributions are distributed over a broad range of initiatives, with an added focus on improving the quality of life for youth.